Enterprise Investment Scheme and Brexit

graph representing financial growth

Lord Flight, the Chair of the EIS Association, claimed today that EU state aid policy has been used to damage the UK's Enterprise Investment Scheme (EIS), and has 'reduced risk capital for SMEs.' He made the claim in a post on Conservative Home this morning, in which he argued that most of the City favoured leaving Europe, and would benefit from a 'Leave' vote.

His comments are at odds with recent polls (like this poll and this poll) which show that the UK's startups - who benefit from the EIS and SEIS schemes - are overwhelmingly in favour of remaining in Europe. We look at the evidence.

IFISA is On The Way - with Overdue Diligence

If you're excited about the imminent arrival of the Innovative Finance ISA (IFISA), we have some good news and some bad news. 

The good news is, UK taxpayers will be able to invest funds in peer-to-peer lending, through a tax free ISA product , in the tax year 2016 - 17.

Crowd on a railway platform, waiting for a train.

The bad news is, you are unlikely to have a lot of choice on Wednesday 6th April, the way things are going.

happy to take risks for higher returns

Peer-to-peer lending may have begun to change people's perception of investing. Savers are reading the risk warnings and voting with their money - and a significant number are choosing the riskier options, in the hope of bigger rewards.  

young woman offers you a juicy apple

The relationship between risk and returns isn't new - here's an article from six years ago on exactly the same subject - and it certainly isn't peculiar to crowdfunding.  But we don't think messages about responsible and realistic investing have been getting through to the crowdfunding community. Now, it is starting to change.