Fintech Is Fast, nimble, Innovative

technology and talent are transforming finance

If you wonder what the fuss is about Fintech, here's a very simple thought: new companies are developing services at a rapid rate unthinkable to the world's banks. Investors like what they see, because even with failures there's a very strong chance of newcomers capturing enormous market share.

HSBC Trust in Technology Report

HSBC's new report, Trust in Technology, is based on original research into customers' attitudes about financial technology. Fintech changes the way that banks interact with their customers, and as a leading global bank, HSBC needs to understands customers' opinions and expectations.

This report is an exploration of the state of trust in technology.

Can We Trust Financial Technology? Do We?

Savers and investors are nervous about fintech. Even people who would trust a robot to perform heart surgery on them wouldn't let it manage their bank account.

Maybe they're right to feel that way. When we go into the operating theatre we just want the doctors to take out the nasty thing and prolong our life, please.  Our decisions about money are more about our goals, plans and personal tastes;But doesn't that beg the question, why do we trust human financial advisers? Are they really smarter than us?

Can The Crowd Take A Long Term View?

A crowd, waiting, with a clock counting down.

The crowdfunding world has gone Gonzo for Monzo - again. The crowd believes in this bank without branches but are they confident that they're going to see a return on their investment? Or is the bank without branches just filling its coffers with money while it's the Fintech flavour of the month?  they believe the


Is Monzo A Good Investment?

Monzo logo on a black background

Disruptor bank Monzo is equity crowdfunding on Crowdcube again.  The UK only, digital only bank wants another £22 million to launch current accounts in the UK this year. The company'  has just closed £19.5 million in 'Series C' funding from three institutional  backers, Thrive Capital, Passion Capital and Orange Digital Ventures. and is offering £2.5 million worth of equity on Crowdcube.

P2P Will Destroy the World! Or Save It? Or...

Cover of Altus Consulting report, with meteor and dinosaurs

A new analysis of peer-to-peer lending (P2P) as an asset class contains some colourful language, and attracts a witty response from one of P2P's best informed critics. It's also worth taking seriously.

Altus Consulting's new white paper boasts a truly pulp fiction cover. Dinosaurs lumber across a rocky wasteland under a sulphurous sky, out of which three blazing meteorites are hurtling toward the hapless giant lizards. Such marketing! We immediately felt an urge to download the report and read it in our bedrooms, while listening to extremely loud guitar music.