European Alt Fi Sustains Its Forward Momentum

Flags of 27 nations

Crowdfunding, peer-to-peer lending and alternative finance in all countries of Europe is the subject of a major new research report that dropped last week from the ever-reliable Cambridge Centre for Alternative Finance (CCAF) headquartered at Cambridge University's Judge Business School.

European alternative finance grew by 92% in 2015. The UK is still far and away the largest market and the most developed. Our  €4.4 billion of trade was fourteen times the size of second-placed France, at €319 million, with Germany in third place with  €249 million.

Some smaller countries are definitely punching above their weight, with data from Scandinavia, Estonia and the Netherlands strong per capita participation . Adoption patterns are very diverse, but the overall picture is one of enthusiastic growth and sustained forward momentum.  

The report was based on data from 367 crowdfunding, peer-to-peer lending and other alternative finance intermediaries from 32 European countries – capturing an estimated 90 per cent of the visible market.

Another Crowd has linked to the report for our readers convenience. You should be able to view it on most modern browsers, as long as your computer, tablet or phone has a PDF reader configured.

If you have any difficulty reading the document here, please obtain a copy from the University of Cambridge Judge Business School website.