Can The Crowd Take A Long Term View?

A crowd, waiting, with a clock counting down.

The crowdfunding world has gone Gonzo for Monzo - again. The crowd believes in this bank without branches but are they confident that they're going to see a return on their investment? Or is the bank without branches just filling its coffers with money while it's the Fintech flavour of the month?  they believe the


Northern Tech Firms Are Rising High

Salford Quays seen from the top of the Imperial War Museum
The north at its heights (Source: Wikimedia.)

Today, we're looking at the Tech North Investment Index.Tech North is a government-backed initiative aimed at accelerating the growth of digital business in the North of England. The Index tracks investment trends in Northern technology businesses. The data from the region is very positive. but Tech North asks, provocatively, 

The data from the region is very positive. but Tech North asks, provocatively, will the growth in investment keep pace with the ambitions of tech entrepreneurs? 

IFISA, The Best Kept Secret In Investment

Young woman whispers in friend's ear

Investors wanted it, peer-to-peer lending platforms wanted it, the government believed in it, and the taxman approved it. So how did the Innovative Finance Individual Savings Account (IFISA) get to be the best-kept secret in alternative finance?

Another Crowd is crying into its coffee over reports that as the end of the tax year approaches, nobody knows they can put up to £15,240 into P2P lending, and keep the proceeds tax-free.