What we learned when we raised from the crowd

This is a founder's story, from Brighton, about a company that went to the crowd to raise equity for a smartphone app. Nicole Carman worries that many of us are becoming addicted to our gadgets, and would appreciate some help. Her solution? A gadget that helps us to be mindful about the way we use technology, and helps us to improve our behaviour.

Glued's family using their phones and tablets

Nicole's company, wittily named Glued.to, has made an app that helps families to monitor their daily screen time on laptops, phones, and other gadgets, and helps them reduce device usage and make it more positive.

First IFISA product is revealed

In sixty days time, UK investors wil be able to put their money into the new IFISA (Innovative Finance ISA) and enjoy the risks and returns of peer-to-peer lending tax free.

Magician's wand and rabbit appearing from hat

Source: Pixabay

The first provider to announce a product is RateSetter. Ratesetter is the second biggest peer-to-peer lender to individuals, according to the Liberum AltFi Volume Index, with a 20% market share, just behind Zopa.

Crowdfunding Gamekeeper Turns Poacher?

A long time critic of crowdfunding has, we understand, changed sides, and is launching a consultancy to help SMEs raise capital.

Hunter shooting at ducks

Crowdfund Insider calls Rob Murray Brown a 'gadfly'. We've been reading his blog 'Fantasy Equity Crowdfunding' for some time now, we but have never dared link to any of his posts, because his opinions are forthright, to say the least.

The Risks Of Equity Crowdfunding

Archetypal business people discussing charts

(Source: Pixabay)

Crowdfunding represents a massive change to the way businesses raise funding, and one criticism that is worth taking seriously is that the changes haven't been throught through. That's a risk inherent in innovation; the players in the crowdfunding sector are making it up as they go along.